Due to a bank error (YES, an ACTUAL bank error), I had a recent payment bounce. The bank made good on their error, (YAY BANK!!!) but the company I was paying sent me a letter telling me they were rescheduling my payment for a later date. (So far, nothing to bitch about, right?)
EXCEPT that the letter they sent was dated on a Wednesday for a reschedule of the payment on the following Monday. I didn't receive said letter UNTIL the Monday, which means the 5 business days for the bank to investigate and correct their error hadn't happened yet, and I didn't have time to make arrangements to transfer the funds from one account to another, OR for the bank to contact the company to take responsibility.
So now, not only do I have a bounce fee from the company for the FIRST payment, and a bounce fee from the company for the SECOND payment, I also have a bounce fee from my BANK for the second payment attempt.
Maybe you head office douchebags should figure out that it takes longer than 2 business days to receive a letter coming from Toronto, AND since you require a minimum of 4 business days for ME to change a payment, it might behoove you to send something out a little fucking earlier.
Oh, and when your bounce fees amount to twice what someone *apparently* couldn't pay in the first place, how do you expect someone to pay TWO of them? —I'll just get into my time machine and make that happen for you...